See the chart below for details. Repairs to your covered vehicle can be completed at any authorized repair facility in the U. S or Canada — authorized being the key word. Like many extended warranty companies out there, MasterTech is backed by an insurance company, and its claims operate through administrators companies that process claims and assist customers.
There are different administrators for different states. MasterTech also allows customers to choose a deductible price that suits their needs. Some plans include lower deductibles when you get your repairs done at the original selling dealer. Extended warranty prices depend on several factors such as your state of residence.
MasterTech plans in particular can vary in price, as they are sold by the dealership where you purchase your car. The company will consider not only the dealership location where you purchased your vehicle, but also:.
You can also bundle your extended warranty coverage in the purchase price of your vehicle. Additional coverages available. Offers auto warranty coverage. Highlights include interest-free payment plans, roadside assistance and guaranteed part replacement. Offers extended auto warranties.
Works with licensed mechanics in the U. Has plans for most cars up to 14 model-years old. Must contact for a quote. Sells nine extended auto warranty plans. Provides high-mileage options. Down payments vary. Information in this guide is general in nature and is intended for informational purposes only; it is not legal, health, investment or tax advice. Sign up to receive our free weekly newsletter. We value your privacy. Unsubscribe easily. Home Automotive Extended Auto Warranties.
Zip code. Table of Contents Our top picks Are they worth it? Want your company to be on this guide? Written by Kathryn Parkman. Why Trust ConsumerAffairs. Why trust ConsumerAffairs? Compare top extended car warranty reviews Sort. Best Rated. Most Reviewed. Highest Rated. ZIP Code. Show all. Our top extended car warranty picks The right extended warranty for you depends on what kind of coverage you want and how long you need it. Get Pricing. Highlights Direct provider day money-back guarantee Online learning center Multiple types of discounts Free year of Endurance Elite Benefits What reviewers say: Five-star reviews frequently highlight helpful reps, good value and comprehensive coverage.
Highlights Low or no deductible Choose your mechanic Roadside assistance and rental car reimbursement day money-back guarantee CarShield app What reviewers say: Happy customers recommend CarShield for the helpful service and great customer support.
Learn More. Same-day coverage available Uproar. Highlights Same-day coverage No down payment or long-term contract required Includes membership benefits Online claims day money-back guarantee What reviewers say: Uproar.
Are extended car warranties worth it? Extended auto warranties make sense for some used vehicles They're often not worth it on a new car They're also not worth it if you plan to sell soon and the plan isn't transferable.
How to find a reputable extended car warranty company Extended auto warranty companies offer plans that can vary quite a bit in terms of coverage and other factors.
Compare reviews: Look for patterns of rejected claims. Many 5-star reviews about vehicle service contract companies refer to the initial customer service. Friendly reps are a plus, but what you really care about is whether the plan is worth your money — look for positive reviews about easy payouts for repairs.
As of publishing, Toco Warranty is the best-rated provider on our site. Consider the waiting period: Many plans require you to wait up to 30 days and 1, miles before you can request service. This is intended to prevent car owners from getting repairs on preexisting conditions. However, for some drivers, it could take several months to put another thousand miles on the odometer.
Check out Uproar. Look for perks: Some companies offer extra bonuses alongside their extended warranty coverage, so ask about any additional benefits. These might include roadside assistance, trip interruption service, key fob replacement or discounts from retailers.
Ask about any restrictions or conditions that might void your coverage. If you prefer having more control over the specifics of your coverage, look for a company that offers multiple plans or lets you customize your contract. All information accurate as of time of publication. How do car warranties work? What does a car warranty cover? The most common types of warranty plans fall into one of the following categories: Ask your provider if there are any rules against performing maintenance work yourself.
Keep track of all maintenance records and receipts. Wrap warranty: A wrap warranty covers what the powertrain warranty leaves out. You can combine a wrap warranty with a powertrain to supplement coverage similar to bumper-to-bumper plans. Damage from accidents Damage caused by extreme weather Cosmetic repairs Routine maintenance Liability and other insurance-related issues Preexisting conditions Manufacturer recalls Wear-and-tear items like brakes and windshield wipers Alterations or modifications Interior or body panel damage Regular maintenance.
Some of the most significant factors that affect the price of your extended auto warranty include: Level of coverage: Bumper-to-bumper plans with comprehensive coverage cost the most, while basic warranties covering only the vital systems, such as powertrain and drivetrain warranties, are more affordable. One-time and recurring fees: Ask about any recurring charges you may need to pay other than upfront fees and monthly premiums.
Additional charges or deductibles: Most car warranties require a deductible, though some companies offer zero-deductible policies. Maximum payout amount: Most extended auto warranties have a maximum payout, often around the total cash value of the car.
Once you're quoted a price for your policy, consider if the cost is reasonable in relation to your liability limits. Extended car warranty questions What is an extended car warranty? How long does a car warranty last?
An extended car warranty kicks in after that and lasts for five to 10 years. However, mileage and year terms vary by provider. How do I check if my car is under warranty? What voids a car warranty? Some companies also have depreciation clauses that can limit the payout from the provider depending on your mileage. Ask your dealer and warranty provider about the conditions for a voided warranty. Can you get one at any time? While auto insurance pays for damages due to issues like collisions, natural disasters or theft, an extended warranty pays for repairs to essential auto parts e.
Car insurance is also required in almost every state; extended warranties, on the other hand, provide optional coverage. For more information, read about the differences between car warranties and insurance. What are the different types of car warranties? Bumper-to-bumper coverage pays for repairs that are not related to wear-and-tear or routine maintenance issues, and powertrain warranties cover repairs to parts that power the vehicle, like the engine and transmission. Stated component coverage provides a list of parts covered — anything not listed is not covered.
How can I avoid car warranty scams? If you receive a call from an unidentified number and hear a prerecorded message on the other end asking you to press a button, hang up. Not sure how to choose?
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Methodology To find the best extended car warranty companies , we primarily considered recent verified customer reviews, coverage options and availability.
All of these options offer roadside assistance and towing, affordable payment plans, and rental car reimbursement coverage. They also let you choose your own repair facility within large networks of certified shops, plus they can pay repair shops directly — not all third-party providers do that. We named Endurance the Best Coverage provider for an extended car warranty.
It's a direct provider, meaning you work with Endurance when you shop for plans and submit claims for repairs. Endurance also has a 4. One nice thing about Endurance is that all plans come with one year of Endurance Elite for free. That includes key fob replacement, ID theft recovery, repair financing, tire replacement, roadside assistance, and more.
Learn more in our review of Endurance. The customer service agents at the company take pride in helping people find the best plan, and they take time in explaining all the points of each contract. Protect My Car is the best provider we came across for maintenance perks.
Its Ambassador program provides free oil changes and tire rotations, assistance with flat tires, as well as up to 75 percent off of covered repairs. The company has over 1, reviews on Trustpilot, where it has a 4. Exclusionary coverage that is similar to a factory vehicle warranty bumper-to-bumper plus powertrain.
Covers many parts in different systems like air conditioning, transmission, the electrical system, and more. While there are definitely some extended auto warranty companies you want to avoid , we think any of these three would make a great choice.
Plus, they all offer free quotes. Visit their websites or call to see what a vehicle protection plan would cost. Learn more in our Protect My Car review. I'm a Buyer I'm a Seller. Your financial information PayPal helps keep your transactions secure by not sharing your full financial information with sellers.
That should help you rest easy. Secure technology Our encryption help keeps your online transactions guarded from start to finish. Fraud prevention Contact us if anything seems suspicious so we can help you protect yourself from fraudulent charges against your account. Purchase protection around the globe Buy or sell around the globe. Protection you can count on If you don't receive the item that you ordered, or it shows up significantly different from its description, you may qualify for Purchase Protection, and we'll reimburse you for the full purchase price plus any original shipping costs, subject to terms and limitations.
Read purchase protection requirements. Responsive Support We're here to help. You're Protected If: 1. You were charged for something you didn't purchase. Your order never arrives.
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